Effective Date: April 2026
Welcome to American Insurance Brokers (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, forms, communications, products, and services (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms.
If you do not agree to these Terms, do not use the Services.
American Insurance Brokers
Email: [[email protected] ]
Phone: [your real business phone]
Location: [your business city/state or mailing address], USA
You must be at least 18 years old, or the age of majority in your jurisdiction, to use the Services.
American Insurance Brokers provides services that may include insurance-related marketing, lead intake, quote request handling, appointment scheduling, customer communications, and related services. The Services may change over time as we improve and update functionality.
You agree not to:
Use the Services for unlawful, harmful, abusive, or fraudulent purposes
Send spam, harassment, or deceptive communications
Attempt to access accounts, systems, or data without authorization
Interfere with or disrupt the Services or related networks
Reverse engineer, decompile, or attempt to extract source code or underlying systems except where prohibited by law
Upload or transmit viruses, malware, or other harmful code
Use the Services in a way that violates third-party rights, including privacy, publicity, or intellectual property rights
We may suspend or terminate access if we believe you have violated these Terms.
By providing your phone number or other contact information, including by calling us, submitting a form, requesting information, or scheduling an appointment, you agree that we may communicate with you regarding your inquiry, quote request, appointments, service updates, and related offerings, subject to applicable law.
SMS Disclosure
Message frequency may vary
Message and data rates may apply
You can opt out at any time by replying STOP where applicable
For help, reply HELP or contact us using the information listed below
No Purchase Required
Consent to receive text messages is not required as a condition of purchase.
Your use of the Services is also governed by our Privacy Policy. Please review it here:
Privacy Policy: https://cheapinsurance.today/privacy-policy
The Services may rely on or integrate with third-party platforms and providers, including phone, messaging, email, calendar, analytics, hosting, CRM, automation, form, scheduling, or payment providers. Third-party services operate under their own terms and privacy practices, and we are not responsible for their availability, content, outages, or independent actions.
All content, branding, trademarks, logos, text, graphics, layouts, and materials made available through the Services are owned by American Insurance Brokers or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, modify, or use our content or branding without prior written permission, except as permitted by law.
Information provided through the Services is for general informational purposes only and does not constitute legal, financial, tax, insurance, or other professional advice. You are responsible for evaluating your own needs and decisions. Insurance product availability, pricing, terms, and eligibility may vary based on individual circumstances and third-party requirements.
The Services are provided on an “as is” and “as available” basis to the fullest extent permitted by law. We do not warrant that the Services will be uninterrupted, error-free, secure, or that any information made available through the Services will be complete, accurate, or current. We do not guarantee that you will receive insurance coverage, a quote, a specific rate, or any particular outcome from using the Services.
We do not guarantee that the Services will be uninterrupted, error-free, or secure, or that messages will always be delivered by third-party carriers or providers.
To the fullest extent permitted by law, American Insurance Brokers and its owners, officers, employees, contractors, affiliates, and service providers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or other intangible losses arising out of or related to your use of, or inability to use, the Services.
To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the Services will not exceed one hundred U.S. dollars (US $100) or the amount you paid us, if any, in the three (3) months preceding the event giving rise to the claim, whichever is greater.
Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.
We may suspend or terminate your access to the Services at any time if:
You violate these Terms
We determine that continued access may create legal, security, or operational risk
The Services are modified, suspended, or discontinued
You may stop using the Services at any time.
We may update these Terms from time to time. When we do, we will revise the effective or last updated date above. Your continued use of the Services after the updated Terms become effective constitutes your acceptance of the revised Terms.
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or the Services will be resolved in the appropriate state or federal courts located in Florida, unless applicable law requires otherwise.
American Insurance Brokers
Email: [[email protected]]
Phone: [your real business phone]
Address: [your business mailing address]